Shubh Loans

If are in need to immediate funds, you can avail a Shubh loan that is offered by Datasigns Technologies instantly. You can avail a loan in the range of Rs.75,000 to Rs.5 lakh without much hassle. Repayment of the loan can be done in 4 years. The interest charged on the loan is between 25% and 32%. You can foreclose the loan after the successful payment of 12 EMIs. The fee required to be paid for foreclosure of the personal loan is a minimal 3% - 5% on principal outstanding.

Features of Shubh Loans

  • Easy application process through mobile app
  • Loan amount ranging from Rs.75,000 to Rs.5 lakh
  • Loan repayment tenure ranging up to 4 years
  • Interest rate ranging from 25% - 32%
  • Top-up loan available after repayment of 50% of the current loan
  • Loan pre-closure available after 12 months of repayment
  • Ease of document collection with agent pickup at pre-scheduled day and time at your office or residential address

Eligibility Criteria for Shubh Loans

  • Salaried individuals with a minimum monthly income of Rs.12,000
  • Minimum age of 21 and maximum age of 60

Documents Required for Shubh Loans

  • Identity proof: Aadhaar Card and PAN Card
  • Address proof: Rental agreement/utility bill/postpaid mobile bill/valid government KYC documents in the name of the loan applicant
  • Income proof: Latest bank statements with salary credits of the previous 3 months and salary slips
  • Photograph: Selfie

How to Avail Shubh Loans

The application process for Shubh Loans is easy, quick, and hassle-free. Here are the simple steps you need to do:

  1. Download the Shubh Loans mobile application and register your account.
  2. Once your mobile number is verified, fill in your personal details.
  3. Upload a photograph of your PAN and enter the details.
  4. Add details of your residential address, education, work experience, current employment and salary.
  5. Upload your bank statement either by linking your Shubh Loans account to your netbanking account or by uploading the bank statement documents in the PDF format.
  6. Once your bank statements have been instantly verified, you can apply for the loan.
  7. Choose the EMI amount you can afford to pay, the quantum of loan you require, your desired repayment tenure, and your loan purpose.
  8. Upload your selfie.
  9. Upload your latest payslip and proof of residential address in PDF format.
  10. Share the contact details of two references (one family and one friend).
  11. Your loan application is now complete and will be processed within 2 working days once approved.

Visit Shubh Loans