If are in need to immediate funds, you can avail a Shubh loan that is offered by Datasigns Technologies instantly. You can avail a loan in the range of Rs.75,000 to Rs.5 lakh without much hassle. Repayment of the loan can be done in 4 years. The interest charged on the loan is between 25% and 32%. You can foreclose the loan after the successful payment of 12 EMIs. The fee required to be paid for foreclosure of the personal loan is a minimal 3% - 5% on principal outstanding.
Features of Shubh Loans
- Easy application process through mobile app
- Loan amount ranging from Rs.75,000 to Rs.5 lakh
- Loan repayment tenure ranging up to 4 years
- Interest rate ranging from 25% - 32%
- Top-up loan available after repayment of 50% of the current loan
- Loan pre-closure available after 12 months of repayment
- Ease of document collection with agent pickup at pre-scheduled day and time at your office or residential address
Eligibility Criteria for Shubh Loans
- Salaried individuals with a minimum monthly income of Rs.12,000
- Minimum age of 21 and maximum age of 60
Documents Required for Shubh Loans
- Identity proof: Aadhaar Card and PAN Card
- Address proof: Rental agreement/utility bill/postpaid mobile bill/valid government KYC documents in the name of the loan applicant
- Income proof: Latest bank statements with salary credits of the previous 3 months and salary slips
- Photograph: Selfie
How to Avail Shubh Loans
The application process for Shubh Loans is easy, quick, and hassle-free. Here are the simple steps you need to do:
- Download the Shubh Loans mobile application and register your account.
- Once your mobile number is verified, fill in your personal details.
- Upload a photograph of your PAN and enter the details.
- Add details of your residential address, education, work experience, current employment and salary.
- Upload your bank statement either by linking your Shubh Loans account to your netbanking account or by uploading the bank statement documents in the PDF format.
- Once your bank statements have been instantly verified, you can apply for the loan.
- Choose the EMI amount you can afford to pay, the quantum of loan you require, your desired repayment tenure, and your loan purpose.
- Upload your selfie.
- Upload your latest payslip and proof of residential address in PDF format.
- Share the contact details of two references (one family and one friend).
- Your loan application is now complete and will be processed within 2 working days once approved.